When you stop and think about it, we live in a pretty amazing time. We basically have unlimited access to a ton of information right at our fingertips, thanks to the internet. What’s even better is that the majority of this information is free. So if you want to get resourceful, finding free alternatives to […]
Read More >>Health Savings Account (HSA) Guide for 2023
2023 may be your first year with a Health Savings Account, or HSA, and you are looking to understand how it works. Or, perhaps you may have had an HSA for years but haven’t used it. It sounds weird, but I love writing and talking about Health Savings Accounts. I don’t think enough people know […]
Read More >>How Much Can You Make in Dividend Income? This Spreadsheet Will Show You
A popular topic in personal finance is passive income. Income that doesn’t require you to trade your time for money is “the dream” for many people. There are many different forms of passive income, but the ultimate passive income is dividend income. Dividend income comes from owning dividend-paying stocks. Not every company pays dividends. If […]
Read More >>52 Week Money Challenge Spreadsheet and Printable
Have you heard of the 52 Week Money Challenge? It’s an easy way to save over $1,000 in one year. $1,378 to be exact. The 52 Week Money Challenge is realistic for anyone because it doesn’t require the same amount of money to be saved each week. That’s because over the course of 52 […]
Read More >>Top Travel Rewards Credit Cards December 2022
Nine out of ten of the people I talk to have a goal of traveling more. This isn’t surprising. We are inundated with Instagram pics of people visiting cool locations all over the world. In Minnesota where we have brutal winters, a pic from a beach can instantly cause wanderlust (and jealousy). The main […]
Read More >>Simple Personal Finance Checklist
You want to work on your financial life, but you don’t know where to start. You’ve come to the right place if that describes you. My goal here is to share a simple personal finance checklist. This won’t cover everything, but it will hit on some key actions to take to start managing your […]
Read More >>Finally! An Automated Budget Spreadsheet in Excel 2023
Updated for 2023! There are a ton of budgeting apps out there, but many people end up using some sort of a spreadsheet for their budget. Spreadsheets offer control and flexibility to users, and allows them to look closer at the transactions going through their accounts. I have nothing against apps. Many people find […]
Read More >>Private Student Loans Guide: How to Save Thousands (2022)
The exact amount of private student loans isn’t known, but recent estimates peg it at about $100 Billion. The increase in the amount of private student loans isn’t surprising, as there are a couple of major drivers in the trend. First, the cost of college keeps increasing. This includes the cost of living, which […]
Read More >>100+ Ways to Improve Your Finances
No matter someone’s income level, skill, or financial knowledge, there is always something that can be done to improve your finances. Whether you have 5 minutes or 50 years, here are 100+ ways you can work to improve your finances. Increase Your Savings 1) Open an online savings account with a higher interest […]
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