We hear about side hustles all the time, but have you ever wondered what people are actually doing to make money on the side? I’m a big fan of research because it’s data-driven and objective. When it comes to side hustles the two biggest questions are: how many are doing them and what are they […]
Read More >>10 Free Things on the Internet You Should be Using
When you stop and think about it, we live in a pretty amazing time. We basically have unlimited access to a ton of information right at our fingertips, thanks to the internet. What’s even better is that the majority of this information is free. So if you want to get resourceful, finding free alternatives to […]
Read More >>Why POE Ring Cameras are Better than WiFi Ring Cameras
Ten or so years ago it wasn’t common to have home or apartment security cameras. They were either cost prohibitive, overly complex, or both. Ring is one of the companies that changed that. Most people are familiar with Ring because of the Ring Video Doorbell, but they also offer a wide range of other products […]
Read More >>What is the New Biden Student Loan Repayment Plan 2023?
The Biden administration recently announced a new proposed student loan repayment plan that, according to the Department of Education, will provide millions of borrowers with lower required monthly payments and increase the speed of student loan forgiveness. Technically this proposal revises an existing plan, not an entirely new plan. Let’s dive into what the details […]
Read More >>How to Track Your Student Loans in a Spreadsheet
Student loans can be complex. Annoyingly complex. Even painful. All the emotions. There is no magical way to get rid of them quickly, especially if you have a lot of them. The one thing you can do, though, is feel in control. To do that you need to get organized. The best way to get […]
Read More >>Student Loan Income-Driven Repayment Plans Explained
Feeling out of control with how much you are required to pay every month towards your federal student loans? Then you may want to consider other options. For anyone with federal student loans, you have a few different choices when it comes to your repayment. Income-driven repayment plans were created to help borrowers potentially lower […]
Read More >>HSA Medical Expense Tracking Spreadsheet
If you have a Health Savings Account, or HSA, and aren’t using it to pay for medical epenxes, you are missing out on tax benefits. As we explain in our Health Savings Account Guide, HSAs have a triple-tax advantage: Put Money in Pre-Tax – Contributions put into an HSA are not taxed. Meaning, your adjusted […]
Read More >>2 Hacks to Maximize your HSA Health Savings Account
There are many ways to maximize your Health Savings Account, or HSA. We list many of these in our Health Savings Account (HSA) Guide. This guide also provides a nice overview for those who are a newer to Health Savings Accounts. They include things like: Shifting dollars from the savings portion of your HSA to […]
Read More >>Spreadsheet to Track Credit Card Rewards
For many years I used a 1% cash back credit card for all my purchases. While this wasn’t a bad move – 1% is better than nothing, which is what you get from a debit card – it’s not ideal. There are credit cards that offer 2% cash back on every purchase, which is double […]
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